▲ BuyVsRent Calculator US Census Bureau | Up to date

Terms of Service

Last Updated: June 10, 2026

1. Acceptance of Terms

By accessing and using [freebuyvsrent.com](https://freebuyvsrent.com) ("the Website" or "our Service"), you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, you should not access or use the Website.

2. Description of Service

Our service provides interactive buy-versus-rent mortgage calculators, geographical real estate maps, statistical projections, and related educational contents. All features and calculations are provided entirely free of charge to the public.

3. Financial Disclaimer (Not Professional Advice)

IMPORTANT: The tools, calculations, and projections generated on this Website are for informational and illustrative purposes only. They do not constitute formal financial, investment, legal, tax, or real estate advice.

The mathematical models run by the calculator make broad assumptions regarding constant appreciation rates, steady rental inflation, tax brackets, and investment compounding. Real-world financial situations are subject to market volatility, variable interest rates, changing local tax brackets, and transaction overheads. You should not purchase, rent, sell, or finance real estate based solely on our calculations. Always consult with a licensed mortgage broker, certified financial advisor, or qualified tax accountant prior to making major housing transactions.

4. Accuracy of Information

While we source our starting benchmarks from reputable government databases (such as the US Census Bureau, HUD, and CMHC) and strive to keep them accurate, we do not guarantee the completeness, timeliness, or accuracy of the data. Property tax rules, mortgage stress tests, and average lease rates change frequently. All tools are provided "as is" and "as available" without warranty of any kind.

5. Use License

Permission is granted to temporarily use the interactive calculators and copy text descriptions for personal, non-commercial, educational use only. Under this license, you may not:

  • Modify or copy the proprietary source code, interactive SVG maps, or scripting assets.
  • Use our calculations or data interfaces as part of a commercial product or service without express written consent.
  • Attempt to decompile, scrape, or reverse engineer any software elements on the Website.
  • Remove any copyright, logo icons, or proprietary notices.

6. Limitation of Liability

In no event shall the Website owners, developers, or affiliates be liable for any direct, indirect, incidental, consequential, or punitive damages (including loss of money, investment losses, or transaction costs) arising out of your use of, or inability to use, this Website or its tools.

7. External Links

Our site may contain links to external sites (such as government sources or mortgage portals). We do not control or endorse the content or policies of these external sites and are not responsible for their availability or safety.

8. Updates and Modifications

We reserve the right to modify these Terms of Service or our calculators at any time without prior notice. Continued use of the Website following any changes constitutes your acceptance of the revised Terms.